Terms of Service

Acceptance of Terms

These Terms of Service ('Terms') constitute a legally binding agreement between you ('User,' 'you,' or 'your') and HumanX Systems LLC, a Delaware limited liability company ('HumanX,' 'we,' 'us,' or 'our'), governing your access to and use of the Wealth Agents platform and related services (collectively, the 'Service').

By accessing or using the Service, clicking 'I agree,' or otherwise indicating acceptance, you agree to be bound by these Terms. If you are using the Service on behalf of a company or other legal entity, you represent that you have authority to bind that entity to these Terms.

If you do not agree to these Terms, do not access or use the Service.

Description of Service

Wealth Agents is an AI-powered wealth management workflow platform designed to assist boutique wealth management firms with research synthesis, product due diligence, investment committee governance, model portfolio management, compliance controls, and client deliverable preparation.

The Service is a workflow and productivity tool. It is not a registered investment adviser, broker-dealer, bank, or financial institution. Access to the Service requires a paid subscription. We reserve the right to modify, suspend, or discontinue any feature of the Service at any time with reasonable notice.

Account Responsibilities

To access the Service, you must create an account and provide accurate, complete, and current information. You are responsible for:

• —Maintaining the confidentiality of your account credentials
• —All activity that occurs under your account
• —Notifying us immediately of any unauthorized access at hello@wealthagents.io
• —Ensuring that all users within your organization who access the Service comply with these Terms
• —Keeping your account information accurate and up to date

You may not share account credentials between multiple individuals. Each seat in your subscription is intended for use by a single named individual.

Acceptable Use Policy

You agree to use the Service only for lawful purposes and in accordance with these Terms. You agree not to:

• —Use the Service in any manner that violates applicable federal, state, local, or international law or regulation
• —Attempt to gain unauthorized access to any portion of the Service, its related systems, or networks
• —Reverse-engineer, decompile, disassemble, or attempt to derive the source code of the Service
• —Use the Service to transmit any malware, spyware, or other malicious code
• —Use automated scripts, bots, or scrapers to access or extract data from the Service
• —Resell, sublicense, or otherwise provide access to the Service to third parties outside your contracted seats
• —Use the Service to process data belonging to clients of your firm in a manner inconsistent with your obligations to those clients
• —Impersonate any person or entity or misrepresent your affiliation with any person or entity

Intellectual Property

AI-Generated Content Disclaimer

IMPORTANT: Wealth Agents is not a financial advisor, registered investment adviser, broker-dealer, or investment company. The Service, including all AI-generated outputs, is provided for workflow assistance and informational purposes only.

Your firm remains solely responsible for ensuring that its use of the Service and any outputs derived therefrom complies with all applicable laws, regulations, and fiduciary obligations.

Payment and Subscription

Access to the Service requires a paid subscription. By subscribing, you authorize us to charge the applicable fees to your designated payment method on a recurring basis.

All fees are stated in euros unless otherwise specified. Fees are non-refundable except as required by applicable law or as otherwise stated in your order. We reserve the right to modify pricing with 30 days' notice.

If payment fails, we will attempt to notify you and may suspend access to the Service until payment is resolved. Accounts with payment failures for more than 14 days may be terminated.

Confidentiality

Each party agrees to keep confidential any non-public information disclosed by the other party in connection with the Service that is designated as confidential or that reasonably should be understood to be confidential. This obligation does not apply to information that is publicly available, independently developed, or required to be disclosed by law.

HumanX treats all of Your Data as confidential. We will not disclose Your Data to third parties except as necessary to provide the Service, as directed by you, or as required by applicable law.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL HUMANX SYSTEMS LLC, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR RELATING TO YOUR ACCESS TO OR USE OF (OR INABILITY TO USE) THE SERVICE.

IN NO EVENT SHALL HUMANX'S TOTAL AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICE EXCEED THE GREATER OF (A) THE TOTAL FEES PAID BY YOU TO HUMANX IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR (B) ONE HUNDRED DOLLARS ($100).

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OF LIABILITY. IN SUCH JURISDICTIONS, OUR LIABILITY IS LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.

Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

HUMANX DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR COMPLETELY SECURE, OR THAT ANY DEFECTS WILL BE CORRECTED.

Indemnification

You agree to defend, indemnify, and hold harmless HumanX Systems LLC and its officers, directors, employees, and agents from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to:

• —Your use of the Service in violation of these Terms
• —Your Data or content you submit to the Service
• —Your violation of any applicable law or regulation
• —Your violation of any third-party rights
• —Any investment decisions made in reliance on AI-generated outputs from the Service

Termination

Either party may terminate your subscription at the end of the then-current billing period by providing written notice. You may also cancel your account at any time through your account settings.

HumanX may suspend or terminate your access to the Service immediately, without prior notice, if you violate these Terms, if payment fails and is not resolved within 14 days, or if we reasonably believe your use of the Service poses a security or legal risk.

Upon termination, your right to access the Service will cease immediately. Your Data will be retained for 90 days following termination to allow for export, after which it will be permanently deleted. See our Privacy Policy for data retention details.

Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions. You agree that any legal action or proceeding arising out of or relating to these Terms or the Service shall be brought exclusively in the state or federal courts located in the State of Delaware.

Dispute Resolution

Before initiating formal legal proceedings, both parties agree to attempt to resolve any dispute informally. The party initiating a dispute shall provide written notice to the other party describing the nature of the dispute and the relief sought. The parties shall use good-faith efforts to resolve the dispute within 30 days.

If the parties cannot resolve the dispute informally, any controversy or claim arising out of or relating to these Terms shall be settled by binding arbitration administered by the American Arbitration Association under its Commercial Arbitration Rules. The arbitration shall be conducted in New York City, New York, unless otherwise agreed. Judgment on the arbitration award may be entered in any court having jurisdiction.

You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action.

Changes to Terms

We reserve the right to modify these Terms at any time. We will provide at least 30 days' notice of material changes by posting the updated Terms on this page and sending an email notification to registered users.

Your continued use of the Service after the effective date of any changes constitutes your acceptance of the revised Terms. If you do not agree to the revised Terms, you must stop using the Service.

General Provisions

These Terms, together with our Privacy Policy and any order forms or subscription agreements, constitute the entire agreement between you and HumanX regarding the Service and supersede all prior agreements and understandings.

If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in full force and effect. Our failure to enforce any right or provision will not constitute a waiver of that right or provision.

You may not assign these Terms or any rights hereunder without our prior written consent. We may assign these Terms without restriction.

Contact

For questions about these Terms, please contact us: